Owners considering seller financing
Would payment terms fit your property goals?
An owner-financed transaction involves more than agreeing on a price. Explain your goals and existing property obligations so the possible structure can be reviewed before anyone commits.
The original LifeTree video
See how selling your house can work.
Watch the movie from our original website, then explore your options. Tell us about the property, its condition, and the timing you need.
Ask how the current process and written offer apply to your situation. Any older figures or timing in the recording should be confirmed for your transaction.
Start with the property and existing obligations
Describe the property, occupancy, ownership authority, existing mortgage or liens and whether you are exploring a full cash sale or installment terms. Share only high-level financial information in the initial inquiry.
Consider the terms together
Down payment, payment schedule, term, interest, balloon obligations, security, servicing, insurance, taxes and default provisions affect the arrangement. Existing financing may restrict a proposed transfer; obtain advice specific to the actual loan and transaction.
Use qualified review before signing
Owner financing can involve state and federal requirements, borrower and property considerations and important documentation choices. An inquiry is not financing approval or a commitment. Compare it with listing, a direct sale or keeping the property.
Questions before your next step
Does LifeTree provide legal or mortgage advice?
The initial review is a real-estate inquiry. Use qualified legal, tax and financing professionals for the proposed agreement and your own obligations.
What information should I start with?
Property location, occupancy, desired timing and general price/down-payment/payment goals are useful. Do not include full account numbers or confidential documents.
Start privately
Tell us about the property and your goals.
Start with your contact details. Additional questions help LifeTree understand the inquiry; you can leave optional details for the conversation.